Mortgage financing

Mortgage Financing is Financing granted under the condition of mortgaging one or more real estate assets constituting the borrower's assets.

The mortgage can be made on the real estate for the purchase of which Financing is requested, but also on a real estate independent of the Financing request. In the event of non-repayment of the Financing, the bank has the possibility of seizing and selling the mortgaged real estate.

Mortgage Financing works like a traditional Financing. Its terms, duration and amount are therefore established. The terms of Mortgage Financing are similar to those of a traditional Financing. It is therefore possible to repay the Financing in advance, to adjust the monthly payments, but the Mortgage Financing rate can also be subscribed to variable or fixed. In the event of the sale of the mortgaged property, the Financing can be settled in advance, but it is also possible to make a replacement mortgage on another property.

Funding

Do you want to finance your vacations, outings or leisure activities?

Thanks to Meilleur taux, come and discover in just a few clicks the Personal Financing that is best suited to your needs... It is the solution to carry out the projects that are important to you without having to wait years to be able to save enough, or having to draw on your savings.

The conditions for obtaining Financing are much more flexible than those relating to a traditional loan such as Real Estate Financing. Consumer Financing is intended to be more accessible and is aimed at a wide audience. When subscribing, the Financing organization may ask the borrower for guarantees. These are intended to cover the payment of the amount in the event of failure to repay. This is a guarantee of security for the Financier, but the request for guarantees also protects the borrower by reducing the risk of over-indebtedness or excessive commitment.

Car financing

Car Financing: Find the Best Financing for Your Car

Car Financing is Financing taken out to finance a new or used vehicle. Indeed, considering the significant budget required, it is not possible for most households to have the entire amount immediately or to draw on their savings.

Do you want to finance your future personal vehicle: car, motorcycle, scooter, caravan, boat, electric bike... with a Car Financing or a Motorcycle Financing? Up to €75,000 and a term of 84 months New, used less than a year, more than a year, more than 2 years... Sedan, hybrid, minivan, diesel or petrol, collector's... Discover the solutions of our different partners adapted to your needs to obtain your Car Financing

Debt Consolidation

A consolidation is a Financing that is granted by your financial institution and is used to repay your other creditors.

All your payments are therefore grouped into a single monthly payment repayable over a maximum period of 5 years. The Financing will generally be made at an interest rate of 3% per year (or more) but will have no impact on your Financing file. If the financial institution refuses to grant you such Financing or the monthly payments it asks of you are too high, the consumer proposal can prove to be a very interesting alternative.

You have a good Financing file in order to obtain a Consolidation Financing You have the financial means for the payment of a Financing at 100% of the debts plus 3% interest

Financement éducation

Are you short of money to finance the planned and unforeseen expenses of your children's education? School Financing is the only appropriate response to your situation.

This is because succeeding in your studies remains the best way to ensure your future. This is why the MODAL FINANCE team does everything possible to help you. You are a student, whatever your age, we help you finance your studies or your boarding school.

This School Financing formula is also intended for students seeking financing for their study projects. More information? Contact us

Business Financing

Are you a professional, an entrepreneur or an economic operator? Do you have a long-term project that requires significant financing? This is the formula you need.

Investment Financing is the ideal product for clients who have few financial commitments and who want to use the leverage strategy (borrowing to invest) to build their long-term asset portfolio.

This product is a financing tool used primarily for investment purposes. It allows you to purchase and pledge units of segregated funds or non-registered mutual funds to guarantee the Financing granted to the applicant.